{"id":110957,"date":"2026-01-01T09:13:08","date_gmt":"2026-01-01T14:13:08","guid":{"rendered":"https:\/\/joanpa.com\/?p=110957"},"modified":"2026-01-01T09:13:15","modified_gmt":"2026-01-01T14:13:15","slug":"asi-quedaron-las-tarifas-del-soat-para-el-2026-en-colombia","status":"publish","type":"post","link":"https:\/\/joanpa.com\/?p=110957","title":{"rendered":"As\u00ed quedaron las tarifas del SOAT para el 2026 en Colombia"},"content":{"rendered":"\n\n\n

As\u00ed quedaron las tarifas del SOAT para el 2026 en Colombi<\/strong><\/p>\n

Bogot\u00e1, 1 de enero de 2026<\/strong> \u2014 Desde el 1 de enero de 2026<\/strong>, entr\u00f3 en vigencia un ajuste en las tarifas del Seguro Obligatorio de Accidentes de Tr\u00e1nsito (SOAT)<\/strong> en Colombia, que afecta de manera distinta a motos, carros particulares y transporte p\u00fablico. Esta modificaci\u00f3n busca ajustar los valores del seguro a los costos reales de atenci\u00f3n m\u00e9dica y siniestralidad vial del pa\u00eds.<\/p>\n

? \u00bfQu\u00e9 es el SOAT y por qu\u00e9 se ajusta?<\/h3>\n

El SOAT es obligatorio<\/strong> para todos los veh\u00edculos que circulan en Colombia, y tiene como objetivo garantizar atenci\u00f3n m\u00e9dica inmediata a las v\u00edctimas de accidentes de tr\u00e1nsito<\/strong>, sin importar qui\u00e9n fue responsable del siniestro.<\/p>\n

La Superintendencia Financiera de Colombia<\/strong> define los valores m\u00e1ximos que deben pagar los conductores por este seguro, con ajustes anuales basados en factores como inflaci\u00f3n, siniestralidad vial y estructuras de riesgo por tipo de veh\u00edculo.<\/p>\n

\n

? Resumen de cambios en las tarifas del SOAT 2026<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n
Tipo de veh\u00edculo<\/strong><\/th>\nTarifa 2025<\/strong><\/th>\nTarifa 2026<\/strong><\/th>\nVariaci\u00f3n aproximada<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Motos hasta 100 cc<\/td>\n$243.700<\/td>\n$256.240<\/td>\n+5,1%<\/td>\n<\/tr>\n
Motos 100 \u2013 200 cc<\/td>\n$326.600<\/td>\n$343.336<\/td>\n+5%<\/td>\n<\/tr>\n
Veh\u00edculos particulares (<1.500 cc, 0\u20139 a\u00f1os)<\/td>\n$445.600<\/td>\n$442.440<\/td>\n-0,7%<\/td>\n<\/tr>\n
Taxis (<1.500 cc, 0\u20139 a\u00f1os)<\/td>\n$268.200<\/td>\n$281.929<\/td>\n+5%<\/td>\n<\/tr>\n
Otros (microbuses y transporte p\u00fablico)<\/td>\nvar\u00eda seg\u00fan tipo<\/em><\/td>\nalcanzan aumentos similares<\/em><\/td>\n+ ~5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Fuente: estimaciones oficiales y proyectos regulatorios publicados antes de la vigencia del ajuste.<\/em><\/p>\n

\n

? Motos y transporte p\u00fablico: aumentos sensibles<\/strong><\/h3>\n

Los veh\u00edculos que enfrentan los mayores incrementos<\/strong> en el SOAT son las motocicletas de bajo cilindraje<\/strong> (especialmente las menores a 100 cc) y los veh\u00edculos de transporte p\u00fablico individual<\/strong> como los taxis<\/strong>.<\/p>\n

    \n
  • Motos de menos de 100 cc:<\/strong> la tarifa pas\u00f3 de unos $243.700<\/strong> en 2025 a $256.240<\/strong> en 2026, aproximadamente un incremento del 5,1 %<\/strong>.<\/li>\n
  • Motos de 100 a 200 cc:<\/strong> se increment\u00f3 de $326.600<\/strong> a $343.336<\/strong>, siguiendo la tendencia general de ajuste del 5 %.<\/li>\n
  • Taxis de menos de 1.500 cc<\/strong> y hasta nueve a\u00f1os de antig\u00fcedad ver\u00e1n su SOAT elevarse de $268.200<\/strong> a $281.929<\/strong>.<\/li>\n<\/ul>\n

    Esta subida se explica, seg\u00fan analistas, por la necesidad de reflejar costos m\u00e9dicos reales y la mayor siniestralidad<\/strong> en esos segmentos del parque automotor.<\/p>\n

    \n

    ? Alivio para carros particulares<\/strong><\/h3>\n

    En contraste con los aumentos en motos y transporte p\u00fablico, varios propietarios de veh\u00edculos particulares<\/strong> recibir\u00e1n una reducci\u00f3n leve<\/strong> en el valor de su SOAT.<\/p>\n

      \n
    • Por ejemplo, los autos de menos de 1.500 cc y con hasta nueve a\u00f1os de antig\u00fcedad<\/strong> ver\u00e1n disminuir su tarifa de $445.600<\/strong> en 2025 a $442.440<\/strong> en 2026, aproximadamente un 0,7 % menos<\/strong>.<\/li>\n<\/ul>\n

      Este ajuste responde en parte a una disminuci\u00f3n de siniestralidad<\/strong> en esos segmentos, lo que permite tarifas m\u00e1s favorables para quienes circulan en carros familiares o de uso personal.<\/p>\n

      \n

      ? Aspectos clave que debes saber<\/strong><\/h2>\n
        \n
      • El ajuste del SOAT 2026 no es homog\u00e9neo<\/strong> para todos los veh\u00edculos: depende de cilindraje, antig\u00fcedad y tipo de uso.<\/li>\n
      • La Superintendencia Financiera<\/strong> public\u00f3 un proyecto regulatorio antes de fin de a\u00f1o que detalla estos cambios, y ser\u00e1 el marco oficial que regir\u00e1 desde enero.<\/li>\n
      • Circular sin el SOAT vigente contin\u00faa siendo una infracci\u00f3n grave<\/strong>, que puede acarrear multas e inmovilizaci\u00f3n del veh\u00edculo.<\/li>\n<\/ul>\n
        \n

        \u00a0<\/p>\n\n\n\n\n\n\n\n

        \"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

        As\u00ed quedaron las tarifas del SOAT para el 2026 en Colombi Bogot\u00e1, 1 de enero de 2026 \u2014 Desde el 1 de enero de 2026, entr\u00f3 en vigencia un ajuste en las tarifas del Seguro Obligatorio de Accidentes de Tr\u00e1nsito (SOAT) en Colombia, que afecta de manera distinta a motos, carros particulares y transporte p\u00fablico. […]<\/p>\n","protected":false},"author":1,"featured_media":110958,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[7,1],"tags":[],"class_list":{"0":"post-110957","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-nacionales","8":"category-portada"},"yoast_head":"\nAs\u00ed quedaron las tarifas del SOAT para el 2026 en Colombia * Joanpa.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/joanpa.com\/?p=110957\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"As\u00ed quedaron las tarifas del SOAT para el 2026 en Colombia * Joanpa.com\" \/>\n<meta property=\"og:description\" content=\"As\u00ed quedaron las tarifas del SOAT para el 2026 en Colombi Bogot\u00e1, 1 de enero de 2026 \u2014 Desde el 1 de enero de 2026, entr\u00f3 en vigencia un ajuste en las tarifas del Seguro Obligatorio de Accidentes de Tr\u00e1nsito (SOAT) en Colombia, que afecta de manera distinta a motos, carros particulares y transporte p\u00fablico. 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